FREE ESTATE PLANNING SEMINAR: On Thursday, May 29, 2014, I will be giving a free seminar on wills and trusts. The seminar "Getting Your Ducks In A Row: An introduction to estate planning and the importance of having a will or trust" will be at Santa Cruz Public Library, Downtown, 224 Church Street, Santa Cruz at noon. For more information, call: (831) 621-2165. This event is open to the public.